Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$479,313$479,313$629,010
Remaining term (yrs)25.325.330.0
Secondary amount$0$149,697$0
Funding fee$2,397$2,397$0
Note rate3.050%3.050%7.320%
Blended rate3.050%4.228%7.560%
1st payment$2,260.47$2,260.47$4,320.86
2nd payment$0.00$997.98$0.00
Taxes / mo$505.00$505.00$505.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.80
HOA / mo$97.17$97.17$97.17
Total monthly$3,029.30$4,027.28$5,215.50
Cash to close$219,587$69,890$69,890