Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$210,624$210,624$382,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$171,876$0
Funding fee$1,053$1,053$0
Note rate2.660%2.660%7.320%
Blended rate2.660%5.060%7.560%
1st payment$978.16$978.16$2,627.51
2nd payment$0.00$1,145.84$0.00
Taxes / mo$174.75$174.75$174.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$134.00$134.00$134.00
Total monthly$1,436.91$2,582.75$3,162.76
Cash to close$214,376$42,500$42,500