Coldwell Banker Realty
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$616,097$616,097$675,000
Remaining term (yrs)27.327.330.0
Secondary amount$0$58,903$0
Funding fee$3,080$3,080$0
Note rate6.620%6.620%7.320%
Blended rate6.620%6.828%7.560%
1st payment$4,063.88$4,063.88$4,636.78
2nd payment$0.00$441.77$0.00
Taxes / mo$253.92$253.92$253.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$83.00$83.00$83.00
Total monthly$4,617.46$5,059.23$5,325.37
Cash to close$133,903$75,000$75,000