Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$626,045$626,045$643,500
Remaining term (yrs)28.128.130.0
Secondary amount$0$53,205$0
Funding fee$3,130$3,130$0
Note rate6.440%6.440%7.320%
Blended rate6.440%6.866%7.560%
1st payment$4,013.73$4,013.73$4,420.40
2nd payment$0.00$526.50$0.00
Taxes / mo$136.17$136.17$136.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$128.70
HOA / mo$0.00$0.00$0.00
Total monthly$4,366.57$4,893.07$4,901.93
Cash to close$88,955$35,750$71,500