Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$188,645$188,645$468,000
Remaining term (yrs)19.319.330.0
Secondary amount$0$279,355$0
Funding fee$0$0$0
Note rate3.960%3.960%7.320%
Blended rate4.810%6.565%7.560%
1st payment$1,161.67$1,161.67$3,214.84
2nd payment$0.00$1,804.17$0.00
Taxes / mo$219.75$219.75$219.75
Insurance / mo$166.67$166.67$166.67
MI / mo$173.19$173.19$93.60
HOA / mo$19.00$19.00$19.00
Total monthly$1,740.28$3,544.45$3,713.85
Cash to close$331,355$52,000$52,000