Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,436$321,436$404,999
Remaining term (yrs)25.025.030.0
Secondary amount$0$83,563$0
Funding fee$1,607$1,607$0
Note rate2.990%2.990%7.320%
Blended rate2.990%4.230%7.560%
1st payment$1,515.83$1,515.83$2,782.06
2nd payment$0.00$626.72$0.00
Taxes / mo$137.25$137.25$137.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,803.08$2,429.81$3,150.31
Cash to close$128,563$45,000$45,000