Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$451,955$451,955$1,507,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$1,055,545$0
Funding fee$2,260$2,260$0
Note rate6.270%6.270%7.320%
Blended rate6.270%7.306%7.560%
1st payment$2,813.08$2,813.08$10,355.48
2nd payment$0.00$6,817.06$0.00
Taxes / mo$323.92$323.92$323.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$301.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,353.66$10,170.73$11,197.56
Cash to close$1,223,045$167,500$167,500