Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$133,459$133,459$398,304
Remaining term (yrs)17.517.530.0
Secondary amount$0$264,845$0
Funding fee$0$0$0
Note rate4.320%4.320%7.320%
Blended rate5.170%6.886%7.560%
1st payment$901.09$901.09$2,736.07
2nd payment$0.00$1,710.46$0.00
Taxes / mo$143.67$143.67$143.67
Insurance / mo$150.00$150.00$150.00
MI / mo$128.67$128.67$79.66
HOA / mo$113.00$113.00$113.00
Total monthly$1,436.43$3,146.89$3,222.40
Cash to close$309,101$44,256$44,256