Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$104,174$104,174$900,000
Remaining term (yrs)4.04.030.0
Secondary amount$0$795,826$0
Funding fee$521$521$0
Note rate3.070%3.070%7.320%
Blended rate3.070%7.208%7.560%
1st payment$2,222.25$2,222.25$6,182.38
2nd payment$0.00$5,139.71$0.00
Taxes / mo$455.83$455.83$455.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$180.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,894.75$8,034.45$7,034.88
Cash to close$895,826$100,000$100,000