Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$75,070$75,070$180,000
Remaining term (yrs)16.016.030.0
Secondary amount$0$104,930$0
Funding fee$375$375$0
Note rate3.590%3.590%7.320%
Blended rate3.590%6.161%7.560%
1st payment$510.62$510.62$1,236.48
2nd payment$0.00$699.53$0.00
Taxes / mo$127.58$127.58$127.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.00
HOA / mo$170.00$170.00$170.00
Total monthly$958.20$1,657.73$1,720.06
Cash to close$124,930$20,000$20,000