Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,536$82,536$193,500
Remaining term (yrs)28.228.230.0
Secondary amount$0$110,964$0
Funding fee$413$413$0
Note rate6.840%6.840%7.320%
Blended rate6.840%7.505%7.560%
1st payment$550.10$550.10$1,329.21
2nd payment$0.00$739.76$0.00
Taxes / mo$74.25$74.25$74.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$300.00$300.00$300.00
Total monthly$1,074.35$1,814.11$1,892.16
Cash to close$132,464$21,500$21,500