Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$345,982$345,982$359,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$33,068$0
Funding fee$1,730$1,730$0
Note rate3.110%3.110%7.320%
Blended rate3.110%3.875%7.560%
1st payment$1,646.10$1,646.10$2,466.77
2nd payment$0.00$327.24$0.00
Taxes / mo$94.58$94.58$94.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$78.00$78.00$78.00
Total monthly$1,968.69$2,295.92$2,861.17
Cash to close$53,018$19,950$39,900