Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$207,795$207,795$292,500
Remaining term (yrs)22.822.830.0
Secondary amount$0$84,705$0
Funding fee$0$0$0
Note rate3.810%3.810%7.320%
Blended rate4.660%5.917%7.560%
1st payment$1,131.45$1,131.45$2,009.27
2nd payment$0.00$635.29$0.00
Taxes / mo$130.83$130.83$130.83
Insurance / mo$150.00$150.00$150.00
MI / mo$171.79$171.79$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,584.07$2,219.36$2,348.61
Cash to close$117,205$32,500$32,500