Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$102,464$102,464$207,000
Remaining term (yrs)16.616.630.0
Secondary amount$0$104,536$0
Funding fee$512$512$0
Note rate3.480%3.480%7.320%
Blended rate3.480%5.763%7.560%
1st payment$673.42$673.42$1,421.95
2nd payment$0.00$696.91$0.00
Taxes / mo$54.17$54.17$54.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.40
HOA / mo$0.00$0.00$0.00
Total monthly$877.58$1,574.49$1,667.51
Cash to close$127,536$23,000$23,000