Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$260,894$260,894$346,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$85,606$0
Funding fee$1,304$1,304$0
Note rate2.650%2.650%7.320%
Blended rate2.650%4.219%7.560%
1st payment$1,210.29$1,210.29$2,380.21
2nd payment$0.00$642.05$0.00
Taxes / mo$166.75$166.75$166.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$190.00$190.00$190.00
Total monthly$1,717.04$2,359.09$2,956.26
Cash to close$124,106$38,500$38,500