Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,939$323,939$567,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$243,061$0
Funding fee$1,620$1,620$0
Note rate2.810%2.810%7.320%
Blended rate2.810%4.928%7.560%
1st payment$1,536.47$1,536.47$3,894.90
2nd payment$0.00$1,569.77$0.00
Taxes / mo$213.33$213.33$213.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.40
HOA / mo$11.50$11.50$11.50
Total monthly$1,927.97$3,497.74$4,399.80
Cash to close$306,061$63,000$63,000