Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,438$234,438$427,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$193,062$0
Funding fee$1,172$1,172$0
Note rate2.710%2.710%7.320%
Blended rate2.710%5.099%7.560%
1st payment$1,097.35$1,097.35$2,936.63
2nd payment$0.00$1,287.08$0.00
Taxes / mo$92.25$92.25$92.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,356.27$2,643.34$3,281.05
Cash to close$240,562$47,500$47,500