Coldwell Banker Realty
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$711,155$711,155$809,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$97,945$0
Funding fee$3,556$3,556$0
Note rate4.420%4.420%7.320%
Blended rate4.420%4.974%7.560%
1st payment$3,864.96$3,864.96$5,557.96
2nd payment$0.00$734.59$0.00
Taxes / mo$175.33$175.33$175.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$37.92$37.92$37.92
Total monthly$4,294.88$5,029.47$6,149.70
Cash to close$187,845$89,900$89,900