Coldwell Banker Realty
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$631,558$631,558$657,000
Remaining term (yrs)27.327.330.0
Secondary amount$0$25,442$0
Funding fee$3,158$3,158$0
Note rate6.660%6.660%7.240%
Blended rate6.660%6.751%7.480%
1st payment$4,182.15$4,182.15$4,477.44
2nd payment$0.00$190.82$0.00
Taxes / mo$248.00$248.00$248.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.40
HOA / mo$84.00$84.00$84.00
Total monthly$4,730.82$4,921.63$5,157.51
Cash to close$98,442$73,000$73,000