Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$312,320$312,320$401,850
Remaining term (yrs)25.225.230.0
Secondary amount$0$89,530$0
Funding fee$1,562$1,562$0
Note rate3.100%3.100%7.320%
Blended rate3.100%4.414%7.560%
1st payment$1,484.31$1,484.31$2,760.43
2nd payment$0.00$671.48$0.00
Taxes / mo$116.67$116.67$116.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.37
HOA / mo$145.00$145.00$145.00
Total monthly$1,895.98$2,567.45$3,252.47
Cash to close$134,180$44,650$44,650