Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$517,604$517,604$580,410
Remaining term (yrs)25.825.830.0
Secondary amount$0$62,806$0
Funding fee$2,588$2,588$0
Note rate5.540%5.540%7.320%
Blended rate5.540%5.914%7.560%
1st payment$3,134.40$3,134.40$3,987.01
2nd payment$0.00$471.05$0.00
Taxes / mo$235.08$235.08$235.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.08
HOA / mo$245.00$245.00$245.00
Total monthly$3,781.15$4,252.19$4,749.85
Cash to close$127,296$64,490$64,490