Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$388,228$388,228$400,500
Remaining term (yrs)29.329.330.0
Secondary amount$0$34,522$0
Funding fee$1,941$1,941$0
Note rate6.090%6.090%7.320%
Blended rate6.090%6.562%7.560%
1st payment$2,364.19$2,364.19$2,751.16
2nd payment$0.00$341.63$0.00
Taxes / mo$214.58$214.58$214.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$339.67$339.67$339.67
Total monthly$3,068.44$3,410.07$3,535.51
Cash to close$56,772$22,250$44,500