Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$95,796$95,796$296,100
Remaining term (yrs)15.715.730.0
Secondary amount$0$200,304$0
Funding fee$0$0$0
Note rate3.780%3.780%7.320%
Blended rate4.630%6.741%7.560%
1st payment$670.80$670.80$2,034.00
2nd payment$0.00$1,293.63$0.00
Taxes / mo$118.42$118.42$118.42
Insurance / mo$150.00$150.00$150.00
MI / mo$102.22$102.22$59.22
HOA / mo$205.00$205.00$205.00
Total monthly$1,246.44$2,540.07$2,566.64
Cash to close$233,204$32,900$32,900