Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,122$446,122$449,910
Remaining term (yrs)25.325.330.0
Secondary amount$0$28,783$0
Funding fee$2,231$2,231$0
Note rate3.110%3.110%7.320%
Blended rate3.110%3.641%7.560%
1st payment$2,113.43$2,113.43$3,090.57
2nd payment$0.00$284.83$0.00
Taxes / mo$235.08$235.08$235.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$158.00$158.00$158.00
Total monthly$2,673.18$2,958.01$3,740.30
Cash to close$53,778$24,995$49,990