Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,868$133,868$310,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$176,632$0
Funding fee$669$669$0
Note rate3.130%3.130%7.320%
Blended rate3.130%5.900%7.560%
1st payment$661.64$661.64$2,132.92
2nd payment$0.00$1,177.55$0.00
Taxes / mo$137.67$137.67$137.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$356.00$356.00$356.00
Total monthly$1,305.31$2,482.85$2,838.69
Cash to close$211,132$34,500$34,500