Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$135,918$135,918$395,100
Remaining term (yrs)18.418.430.0
Secondary amount$0$259,182$0
Funding fee$0$0$0
Note rate3.660%3.660%7.320%
Blended rate4.510%6.635%7.560%
1st payment$840.99$840.99$2,714.06
2nd payment$0.00$1,673.88$0.00
Taxes / mo$176.92$176.92$176.92
Insurance / mo$150.00$150.00$150.00
MI / mo$130.06$130.06$79.02
HOA / mo$61.67$61.67$61.67
Total monthly$1,359.63$3,033.51$3,181.67
Cash to close$303,082$43,900$43,900