Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,830$440,830$445,496
Remaining term (yrs)26.326.330.0
Secondary amount$0$29,415$0
Funding fee$2,204$2,204$0
Note rate6.480%6.480%7.320%
Blended rate6.480%6.817%7.560%
1st payment$2,907.90$2,907.90$3,060.25
2nd payment$0.00$291.09$0.00
Taxes / mo$119.75$119.75$119.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$125.00$125.00$125.00
Total monthly$3,319.32$3,610.40$3,560.76
Cash to close$54,165$24,750$49,500