Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,024$341,024$540,000
Remaining term (yrs)29.329.330.0
Secondary amount$0$198,976$0
Funding fee$1,705$1,705$0
Note rate6.100%6.100%7.240%
Blended rate6.100%6.800%7.480%
1st payment$2,081.03$2,081.03$3,680.09
2nd payment$0.00$1,326.50$0.00
Taxes / mo$154.67$154.67$154.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$329.00$329.00$329.00
Total monthly$2,731.37$4,057.87$4,438.42
Cash to close$258,976$60,000$60,000