Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,242$194,242$254,250
Remaining term (yrs)24.524.530.0
Secondary amount$0$60,008$0
Funding fee$971$971$0
Note rate3.050%3.050%7.320%
Blended rate3.050%4.454%7.560%
1st payment$934.53$934.53$1,746.52
2nd payment$0.00$450.06$0.00
Taxes / mo$83.92$83.92$83.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.85
HOA / mo$329.00$329.00$329.00
Total monthly$1,497.45$1,947.51$2,360.29
Cash to close$88,258$28,250$28,250