Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$660,763$660,763$746,100
Remaining term (yrs)26.226.230.0
Secondary amount$0$85,337$0
Funding fee$3,304$3,304$0
Note rate6.580%6.580%7.240%
Blended rate6.580%6.857%7.480%
1st payment$4,411.06$4,411.06$5,084.66
2nd payment$0.00$640.03$0.00
Taxes / mo$300.75$300.75$300.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$149.22
HOA / mo$133.00$133.00$133.00
Total monthly$5,061.47$5,701.50$5,884.29
Cash to close$168,237$82,900$82,900