Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$427,826$427,826$516,600
Remaining term (yrs)27.327.330.0
Secondary amount$0$88,774$0
Funding fee$0$0$0
Note rate6.820%6.820%7.240%
Blended rate7.370%7.650%7.480%
1st payment$2,877.39$2,877.39$3,520.62
2nd payment$0.00$665.81$0.00
Taxes / mo$131.42$131.42$131.42
Insurance / mo$166.67$166.67$166.67
MI / mo$201.88$201.88$103.32
HOA / mo$0.00$0.00$0.00
Total monthly$3,377.35$4,043.16$3,922.02
Cash to close$146,174$57,400$57,400