Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,547$321,547$333,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$29,953$0
Funding fee$1,608$1,608$0
Note rate3.070%3.070%7.240%
Blended rate3.070%3.820%7.480%
1st payment$1,523.10$1,523.10$2,269.39
2nd payment$0.00$296.41$0.00
Taxes / mo$156.25$156.25$156.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,829.35$2,125.76$2,642.24
Cash to close$48,453$18,500$37,000