Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$796,703$796,703$1,080,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$283,297$0
Funding fee$3,984$3,984$0
Note rate3.210%3.210%7.240%
Blended rate3.210%4.401%7.480%
1st payment$3,824.35$3,824.35$7,360.18
2nd payment$0.00$1,829.62$0.00
Taxes / mo$325.42$325.42$325.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$216.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,366.44$6,196.06$8,118.26
Cash to close$403,297$120,000$120,000