Coldwell Banker Realty
Call Sacha

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$175,078$175,078$359,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$184,832$0
Funding fee$875$875$0
Note rate2.770%2.770%7.240%
Blended rate2.770%5.456%7.480%
1st payment$826.83$826.83$2,452.78
2nd payment$0.00$1,232.21$0.00
Taxes / mo$158.25$158.25$158.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$100.00$100.00$100.00
Total monthly$1,235.08$2,467.30$2,933.01
Cash to close$224,822$39,990$39,990